Análises estatutárias e simulações financeiras sobre Taxa Selic, Tesouro Direto, Bolsa Família, Minha Casa Minha Vida e direitos trabalhistas (CLT).
Master Brazil's Taxa Selic: Copom rate decisions, impact on CDI, Poupança, Tesouro Selic yields, loans, and interactive yield calculator.
Master Brazil's Taxa Selic: Copom rate decisions, impact on CDI, Poupança, Tesouro Selic yields, loans, and interactive yield calculator.
Complete Tesouro Direto 2026-2027 guide: Tesouro Selic, Prefixado, IPCA+ inflation hedge, regression income tax table, and comparison simulator.
Renda Fixa vs. Ações guide: CDB yield brackets, tax-free LCI and LCA, FGC R$ 250k protection ceiling, dividend yields, and asset allocation model.
Comprehensive options trading manual for Brazilian markets: Call and Put mechanics, covered call writing (venda coberta), bull spreads, and risk control.
Complete PIX regulations guide: Bacen night transfer limits (20h-6h), MEI and PJ fee rules, scam dispute Mecanismo Especial de Devolução (MED).
Authoritative Bolsa Família guide: CadÚnico registration, per-capita income limit R$ 218, child and pregnancy supplements, and payment calendar.
MCMV housing program guide: Faixas 1, 2, and 3 income brackets, up to R$ 55,000 FGTS subsidy, reduced mortgage interest rates, and application steps.
Complete Desenrola Brasil manual: Faixa 1 and Faixa 2 debt clearance, FGO guarantee, interest rate caps, Gov.br access, and credit recovery steps.
Definitive FIES guide: ENEM 450-point score requirements, zero-interest Fies Social for CadÚnico families, repayment rules, and renegotiation options.
Official Nursing Wage Floor guide: Law 14.434/2022 pay rates for nurses (R$ 4,750), technicians, and assistants, 44-hour base, and STF ADI 7222 decisions.
Escala 6x1 vs 5x2 shift comparison: Article 67 CLT weekly rest (DSR), 44-hour constitutional maximum, overtime premium, and legislative reform proposals.
Complete Justa Causa labor guide: 14 statutory grounds under CLT Art. 482, loss of 40% FGTS fine, notice pay and insurance, and employee legal defense.
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