Indian Bank IFSC & MICR Code Finder
Verify branch addresses, MICR codes, SWIFT codes, and electronic fund transfer capabilities (NEFT, RTGS, IMPS, UPI) for any Indian bank branch in seconds.
Understanding the 11-Character IFSC Structure
The Reserve Bank of India follows a strict standardized taxonomy to ensure zero misrouted bank transfers.
(First 4 letters)
('0')
(Last 6 alphanumeric digits)
IFSC Code
11-character alphanumeric code used for real-time electronic fund transfers (NEFT, RTGS, IMPS, and Net Banking) across Indian bank accounts.
MICR Code
9-digit numeric code printed at the bottom of physical paper cheques. It facilitates magnetic cheque clearing through the Cheque Truncation System (CTS).
SWIFT / BIC Code
8 or 11 character international identifier used for cross-border wire transfers and export/import foreign currency settlements.
Frequently Asked Questions (FAQ)
What happens if I enter an incorrect IFSC code during a fund transfer?
If the incorrect IFSC belongs to a non-existent branch or a different bank that does not hold the recipient's account number, the transaction automatically fails and the money returns to your source bank account within a few hours or 1 business day.
Are IFSC codes case-sensitive?
No, IFSC codes are not case-sensitive. However, the standard banking convention is to write them in capital letters (uppercase). Our search tool automatically capitalizes all inputs.
Do bank mergers change existing IFSC codes?
Yes. Following major public sector bank amalgamations (such as Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), legacy IFSC codes were phased out and replaced with the anchor bank's new IFSC prefix. Always use our tool to verify active, valid codes before initiating transfers.