Special Mention Accounts (SMA) & NPA Classification: CRILC Reporting & Resolution Framework Guide
Master the RBI Prudential Framework for Stressed Assets (June 7 Circular). Master SMA-0, SMA-1, and SMA-2 day-count classification, CRILC weekly default reporting for loans ≥ ₹5 Crores, the 30-day Review Period, Inter-Creditor Agreement (ICA) voting mechanics, 180-day Resolution Plans, and accelerated provisioning penalties.

