Life Insurance Claim Rejection: Section 45 & Ombudsman Complaint Process Guide
Definitive legal manual for handling life insurance death claim rejections and repudiations in India. Master the 3-year statutory immunity rule under Section 45 of the Insurance Act 1938, non-disclosure defenses, step-by-step grievance escalation to the Insurer Claims Review Committee, filing complaints with the Insurance Ombudsman under the 2017 Rules, and recovering claim interest.