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IRDAI Regulatory Advisory

IRDAI Regulatory Advisory is a specialized editorial research unit at GST Munshi comprising Chartered Accountants, tax litigators, commercial bankers, and policy analysts dedicated to verifying Indian statutory circulars (CBIC, CBDT, RBI, IRDAI, and Ministry Gazettes) into actionable guides.

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How to Port Health Insurance: Transfer Waiting Periods, NCB & No-Downtime Guide — Insurance & Risk Protection

Finance

Insurance & Risk Protection•IRDAI Portability Guide

How to Port Health Insurance: Transfer Waiting Periods, NCB & No-Downtime Guide

IRDAI Regulatory Advisory-Sep 3, 2026•18 min read

Step-by-step guide to porting medical insurance policies in India under IRDAI regulations: Transfer pre-existing disease (PED) waiting period credits, cumulative No Claim Bonus (NCB), 45-day prior application window, insurer rejection rules, and underwriting protocols.

#Insurance & Risk #Artificial Intelligence #Master Guides

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