Modified Interest Subvention Scheme (MISS): 3% Prompt Repayment Incentive & KCC Guide
Authoritative guide to the Central Government Modified Interest Subvention Scheme (MISS) for agricultural crop loans through Kisan Credit Cards (KCC). Learn the 1.5% budgetary subvention to lending institutions, 3% Prompt Repayment Incentive (PRI) reducing effective farmer interest to 4% p.a. on short-term loans up to ₹3 Lakhs, post-harvest storage loans under NWRs, and interest subvention audit rules.