Comprehensive statutory guides, interactive calculators, and regulatory manuals on Insurance & Risk Advisory.
Exhaustive legal and underwriting comparison between Super Top-Up Health Insurance and standard Top-Up policies in India. Learn the aggregate annual deductible versus single per-claim deductible mechanics, catastrophic medical bill protection, premium economics, Section 80D tax benefits, and hospital claim settlement workflows.
Exhaustive legal and underwriting guide comparing Standalone Critical Illness Insurance vs Term Life Critical Illness Riders in India. Learn the lump-sum benefit payout model upon diagnosis of 36+ IRDAI listed critical conditions (cancer, stroke, myocardial infarction, major organ transplant), the 30-day survival period clause, waiting period rules, exclusions, Section 80D tax deductions, and claim settlement proofs.
Comprehensive IRDAI regulatory guide on converting corporate group health insurance (GMC) to an individual or family floater mediclaim policy upon job change, resignation, layoff, or retirement. Master the 45-day notice window, pre-existing disease waiting period credit, retail underwriting guidelines, premium differences, and porting to new insurers.
Comprehensive statutory and corporate tax guide on Keyman Insurance for Private Limited Companies and Partnership Firms in India. Master premium deductions under Section 37(1), insurable interest valuation formulas, proceeds taxation under Section 28(vi) and 17(3), CBDT circulars, assignment rules, and board resolution protocols.
Comprehensive IRDAI regulatory guide on life insurance grace periods (15 vs 30 days) and lapsed policy revival schemes. Master the 5-year revival window, penal interest calculations, Declaration of Good Health (DGH) medical underwriting, special revival, paid-up value formulas, and death claim validity during grace periods.
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